Anyone thinking of buying or leasing a Kubota tractor on credit would be well advised to think in terms of the process being similar to that of auto finance, of buying or leasing a vehicle or truck.
There is one important difference, in that buying any type of tractor on credit is likely to be a business or commercial decision as much as a private decision or a consumer decision.
Anyone using a tractor as part of their business, whether agricultural construction or a smallholding, will make the decision as to what type and make of tractor to buy or lease on a variety of factors.
One of them will simply be the make and model of what type of tractor is most to their liking.
This in part be a personal preference, in the same way that one buys releases a car or vehicle from a particular manufacturer.
The process of obtaining credit for a Kubota tractor can be focused initially on Kubota credit.
This is the credit arm of Kubota, and is geared to providing credit or finance, subject to credit rating, for individuals who want to buy or lease a wide range of tractors and construction machinery.
Anyone approaching Kubota credit or any other financial institution such as a bank or a credit union will be required to fill in a detailed application form, giving a significant amount a personal and financial information about themselves Brewer and possibly other family members as well.
The information required to be similar to any application for credit, but is also likely to request information concerning the individual’s commercial or business background and current business operation.
This may require quite detailed personal information on any cosigner of a lease or finance agreement, on family members and on any other directors or business partners of the commercial enterprise involved.
Whilst a loss of this may seem quite excessive, the extent of it will depend to a degree on the background and commercial business of the individual involved, and of the amounts of money involved in the credit or lease agreement. O
Getting the best deal for a Kubota credit arrangement to a large extent involves being aware of the various components of any finance deal, and being able to compare any offer for credit from Kubota credit with other financial institutions who may offer financial quotations.
The important thing is to be able to compare quotations on a like-for-like basis.
This can involve a number of specific factors, and it is worth breaking down into their component areas in order to get an understanding of how they stack up against each other.
Perhaps most important is the final negotiated price of any Kubota tractor.
The final negotiated price is likely to be significantly different, hopefully, from the price that was considered at the outset of the negotiation.
There is normally quite a significant difference in terms of the list price of any Kubota tractor, and what a Kubota dealer is willing to agree as the final negotiated price, similar to the process of buying or leasing any type of car or vehicle.
KUBOTA CREDIT and FINANCE
Also important too late by way of comparing financial quotations is the size of the down payment required for any Kubota tractor, as well at any trade-in allowance that may be against a current tractor or piece of agricultural machinery the customer may be willing to trade against a new Kubota tractor.
There are also likely to be a number of optional extras that a Kubota dealer may well offer, and may be of value to the individual customer, depending upon their circumstances.
These optional extras likely to include things such as an extended service contract, credit insurance, the tractor equivalent of gap Insurance, and possibly some type of deal relating to servicing and maintenance, and some type of arrangement for alternative tractor or machinery replacement in the event of the original being out of action out of service for any length of time.
Breaking the news optional extras down into their specific parts will allow the individual to get specific quotations from different financial institutions that will allow them to be able to compare them on a like-for-like basis.
Anyone thinking of buying a Kubota tractor will need to begin by some type of individual assessment as to what type of work they are looking to do with the Kubota tractor.
The type and level of work that is going to be undertaken should drive the decision as to what type of Kubota tractor would be most appropriate for the work itself.
In the event that this is not easy to ascertain, then the advice of a Kubota dealer should be sought, as they are probably the most reliable source of information that will be readily accessible for the individual to obtain.
It is likely that most people will go straight to a Kubota dealer in order to purchase a Kubota tractor, and while this makes a lot of sense, there are many things the individual can do to negotiate both a good price for the tractor, and a good deal concerning of the service and maintenance costs.
If a purchasing a new Kubota tractor from a Kubota dealer, then the individual should have the benefit of a standard Kubota warranty, which should be available on the Kubota website for inspection prior to purchase.
KUBOTA TRACTOR DEALERS
This can be important because the dealer may offer additional warranties either by way of an extended warranty for the whole Kubota tractor, or on specific areas of the tractor such as Kubota tires, which may well extend the shelf life beyond what would normally be the case.
Any extended warranty should be looked at with great care, for whilst they are normally fairly straightforward contracts in one sense, what they tend offer by way of benefits and the costs involved can sometimes make them unnecessarily expensive.
The other thing to consider with a Kubota Tractor Dealer, is both the issue of what they are willing to offer by way of servicing and maintenance plans and for how long, and also how helpful they are likely to be in terms of you as an individual needing some type of help the transporting the tractor to and from the dealership.
This can apply to both regular servicing and maintenance, as well as help in the event of a mechanical breakdown of the tractor or some type of accident that renders it unworkable.
This issue can be especially important if the Kubota tractor is used primarily as a work vehicle, and if it becomes unworkable that issue of transportation to and from the dealership can become a major issue.
A Kubota tractor dealer should be open to giving you advice about the best way of dealing with such an issue should it arise, and also by way of helping you practically whatever way they are able to.
Anyone thinking of buying a new or used Kubota, whether a Kubota tractor or other type of Kubota product, will need to consider whether they purchase it through a registered Kubota dealer.
There are other alternatives such as another unauthorised dealership, through a private sale, through an online auction such as eBay or privately from another individual.
There are many advantages and opposite some disadvantages with buying from a Kubota dealer, and it is worth having a checklist of what is most important to the individual before making such a decision.
If you are buying a new Kubota tractor or other product, then you will need to approach a Kubota dealer as this is the only effective route to such a purchase.
There are however a number of factors that can influence this decision.
If you live in an area where realistically there is more than one Kubota dealer that you could approach, then it is well worth exploiting that position by comparing the various offers that the Kubota dealers are likely to offer you.
If you do have any Kubota dealers in your vicinity, or only one, then it is up to you to decide how far you are willing to travel in order to obtain a better deal from a Kubota dealer.
When deciding what type of Kubota tractor or other product to buy from a Kubota dealer, it is worth thinking in the same terms that you would if you were going to negotiate buying or leasing a new car or auto from any major car manufacturer.
The principles are pretty much the same. Any Kubota dealer will have a degree of flexibility concerning prices, as well as any special offers that may be available through Kubota itself is a corporation.
As such it is well worth doing some individual research to find out what the true cost of what a kubota tractor is, as well as finding out what the dealership markup is on the tractor. This information may require that of digging, but there are many online forums and discussion groups which can help point you in the right direction.
The other issues to consider when thinking of buying from a Kubota dealer, is how helpful they are likely to be in it comes to questions concerning servicing and maintenance.
This can potentially be a major headache especially if you rely on the tractor for your business.
You need to know that the Kubota dealer is likely to be amenable and helpful in terms of issues such as delivery of the tractor itself, and helping you arrange delivery and collection of the tractor as when it needs any work doing to it by way of regular servicing and maintenance or any emergency power some reason ceases to function properly.
With the with the price the price of a new Kubota tractor potentially reaching US$60,000, and their lifespan being anything up to 40 perhaps 50 years, when looking at a Kubota for sale, there are numerous options and many possibilities to be considered.
A Kubota for sale can be either a new tractor or a used tractor. Kubota also make a wide range of agricultural and construction equipment which is also offered for sale, new or used.
The first thing to consider, is the type of work that you want the Kubota tractor to do. This will give you an indication of the best type of Kubota tractor to buy and allows you to evaluate different options.
A Kubota is both a tractor that can be bought either from a dealer local to you, a dealer some way away from you, or there are many options online.
A Kubota for sale online can be purchased either through an auction site such as eBay, or through other types of multiple listing sites.
Kubota for sale – what to look for
When deciding what type of Kubota tractor to buy, in some ways it is much the same process as when considering a new car or auto vehicle.
If buying a new Kubota that is for sale, then you pretty much have to buy it through a Kubota dealer. It is obviously easier to by a Kubota for sale from a Kubota dealer close to you, but it is possible to buy from another dealer out-of-state.
The advantage of buying a Kubota for sale from a dealer is that there is significant room for negotiation concerning price, warranty, servicing and possibly any credit arrangements.
These areas are your leverage prior to buying a Kubota for sale, and it is possible that an out of state dealer might be more receptive to your wishes. In any event that are likely to be a number of Kubota dealers in the vicinity where you live, all relatively close by giving you a number of good options.
If you buy a Kubota for sale online, then the advantage is normally one of price, although the obvious downside is you do not necessarily know the tractors history or usage.
If you are buying a used Kubota tractor for sale online, it is important to find out as much information about the tractor as you can.
A tractor can have a long shelf life, but it does depend a great deal on what type of land it has been used on, what area of the country it has been used and how well it has been maintained and serviced.
As a general rule of thumb it is probably fair to say that if you are buying a Kubota for sale online it is best that you have a good working knowledge of how Kubota tractors work and you are willing to maintain and service it yourself, or do any necessary repairs yourself.
There have been many attempts by manufacturers of all tractors including Kubota to standardise a number of the control mechanisms and levers that operate or allow an operator to use a Kubota tractor.
This standardisation applies to most modern day Kubota tractors, but care should be taken when operating an older version of a Kubota tractor to ensure that the controls are located in a manner that is understood by the operative of the tractor.
It is a golden rule when using any piece of machinery or operating any vehicle to fully understand the various controls that you need to be able to use. This is important both from a safety aspect, as well as from a simple point of view of be able to use the tractor effectively.
In order to do this a number of controls have been standardised. The brake control on a Kubota tractor, such as the Kubota B series B 2320 HST, will be a foot pedal, which will be located, or should be located on the right-hand side of the Kubota tractor.
In addition there may be a handbrake, which is a leader which would have to be pulled to be engaged, and could be located on either the left-hand or right-hand side of the Kubota tractor
Clutch control is normally by way of a foot pedal. This should be located on the left-hand side of the floor space underneath the steering column or steering wheel of the Kubota tractor.
It is possible that there is a hand operated clutch mechanism, and this may be located on either the right or left hand side of the Kubota tractor if a hand operated clutch is fitted, it must be moved towards the driver in order to be disengaged.
The control layout for floor pedals is similar to that used in a manual or stick shift automobile.
A power takeoff control system is most likely to be a hand operated system, and can be located on either side where the driver sits in the control system of the Kubota tractor.
There are a number of symbols that are used throughout the tractor world to symbolise various functions and malfunctions of both the machinery and the operation of the tractor.
These will be fully covered in the operator’s manual or the owners manual of the Kubota tractor that you should have. Any symbol that is unclear to as to its meaning, or seems confusing, make sure you refer to the operator’s manual for clarification.
These are some of the more common symbols and their meaning that are used.
Diesel – there will be a symbol which is normally that of a gasoline pump with a big D in the middle you that the Kubota tractor uses diesel rather than gasoline. When refuelling the Kubota tractor make sure that diesel is used otherwise it could be a very expensive and costly mistake.
There will be a symbol of a man sitting on a chair a strap across his knees remind you to use the seatbelt, if fitted.
Most if not all current Kubota tractors should be fitted with a seatbelt which in conjunction with the rollover protective system is the most effective safety device available to be used which will Kubota tractor, such as the Kubota B series B 2320 HST. There is a temptation or tendency to dismiss a seat belt is being unnecessary.
This part is because of the misconception but a Kubota tractor does not do the speed normally associated with an automobile and therefore a seatbelt is not needed. A seatbelt is needed on a Kubota tractor for two reasons and should always be used. The first does relate to the speed of the Kubota tractor which whilst not matching that of an automobile can nevertheless get up to a significant speed level.
The other reason much more common, is that in the case of an overturn a very tight a seatbelt should help protect the driver of the operator from serious injury.
There will be the common symbol for alert, which is normally found in conjunction with another symbol such as that for the oil gauge. This, in addition with the ammatter symbols are designed to draw attention to the fact that there may be problems with the pressure operation.
If either of these lights come on you should stop the Kubota tractor immediately and seek advice as to how best to deal with the situation.
The control lever will work by being moved forward or upwards to engage and backwards or downwards to disengage.
There is a possibility of a combination clutch and PTO control. If this is fitted on a Kubota tractor it will be a foot operated combination which will be on the left-hand side of the floor space underneath the steering column. The operation will most likely be to move the pedal forward and possibly down as well to disengage the clutch and the PTO.
There is a possibility of a combination clutch and brake as well. If this is fitted to a Kubota tractor it will be a foot operated combination which again will also be on the left-hand side of the floor space underneath the exterior columnof a Kubota tractor, such as the Kubota B series B 2320 HST.
There is likely to be some type of control mechanism for regulating the speed of the engine of the Kubota tractor. This is likely to be a hand operated control and is likely to be situated on the right-hand side of the seat where the operator sits in the Kubota tractor.
It is possible that the speed control is also situated near the steering wheel. There can be a difference in terms of the direction the control needs to be moved in in order to increase or decrease the speed of the engine. In which case make sure that the operator of the Kubota tractor is clear about firstly where the engine speed control is, and in which direction it needs to be moved both increase and decrease the speed of the Kubota tractor.
There will be an engine stop control fitted on the Kubota tractor. If this is a key switch, it needs to be rotated anticlockwise in order to stop the engine. If it is more of a pool push control it must be located within 6 inches of the key switch. It will need to be pulled in order to stop the engine.
It is also necessary to be clear about what the various controls do and where they are located in a Kubota tractor. They are likely to be three different mechanisms or types of control that are used in the functionality of the Kubota tractor. These are foot controls which are virtually always pedals.
There are hand controls which can be either levers, knobs or buttons. And there are likely to be one or two controls such as the throttle for the engine which are a combination of both hand and/or foot controls.
These controls operate the clutch, affect the speed of the engine, steer the Kubota tractor in the direction in which you want to go, stop the engine both in normal usage and an emergency, engage the PTO, and control a number of the electrical and hydraulic flow systems within the use of the Kubota tractor.
A modern day Kubota tractor, such as the Kubota B series B 2320 HST, will have one if not more computers built into the running of the instrument panel. As technology increases more and more functions will be added to the instrument or control panel of the Kubota tractor.
These may be areas of technology deemed useful such as Wi-Fi, Bluetooth or Internet usage. It is possible that modern day tractors, including a Kubota tractor also follow the route that a number of automobile Manufacturers are going down. This is where the manufacturer includes an automatic Facebook or Twitter account login screen in the instrument panel.
This may sound horrific to many people, but it is something that you might need to be aware of is a risk in the future.
Technology can play a major part in terms of automating some of the functions of a Kubota tractor. The real freedom is in the operator being able to adapt and use functions in a way that suits them and make their operation and usage of the Kubota tractor safer.
The phrase multitasking has become commonplace, and is liked and disliked in equal measure by many people. It has a better meaning in an industrial or mechanical sense, and is actually an ideal phrase for understanding the nature and diversity of the work as a modern day Kubota tractor can do. It is not simply that a modern day Kubota tractor can do several tasks at once just for the fun of it because it is more productive.
It is actually in the nature of the work that a Kubota tractor is likely to do on a modern-day form a large area of land, that it is necessary, often vital to be able to manoeuvre several different tasks at the same time. The driver of a Kubota tractor will need to be able to control and use steering controls, shifting controls and use remote hydraulic controls at the same time.
This obviously depends to an extent on the nature of the task, but there are numerous examples where the work of a Kubota tractor will involve negotiating rough terrain or land, whilst engaged in the work that the Kubota tractor, such as the Kubota B series B 2320 HST, is being designed to do.
Over the years all contract manufacturers have tried to standardise as far as possible the type and colour of control needed for different functions within the instrument panel or control panel of the tractor.
As such, if you’re using a modern day Kubota tractor is likely to be standardised with other manufacturers by way of colour coding of various controls, and where those controls are located within the operating cab of the tractor.
Whilst this is true of many modern day tractors, it will not necessarily apply to older tractors which may well still be in use on many farms and agricultural holdings nowadays. It is important therefore when using any Kubota tractor or any tractor by any manufacturer to be clear as to the age and stability of the tractor.