Kubota mowers can be bought either for primarily residential purposes, or for a mix of residential and small business work such as land holdings and garden centres and nine maintenance work etc.

It is quite likely that some type of credit or finance arrangement will be needed to purchase a Kubota mower, and it is worth researching the finance market in the same way that one would if you are thinking of buying or leasing a new car, in order to see what deals may be available.

One of the biggest problems when obtaining finance deals or quotations  is simply being able to compare them on a like-for-like basis.

This is really important, and understanding the various components of any type of credit finance arrangement can make it simpler in terms of understanding what is being compared, and making sure it is being compared a like-for-like basis.

The various elements of any credit or finance arrangement are likely to centre around the length of the loan, the size of any down payment, the interest rate charged  throughout the period of the loan and whether or not the interest rate is fixed or not.


For many people, or matters most is the size of the monthly repayment. It is important to realise that the longer the period for length of the loan agreement, then the smaller the monthly repayments will be, but obviously the overall figure paid at the end of the lane will be greater because of increased interest rates.

It is also important to make sure that the interest rate is fixed throughout the period of the loan.

It is normally the case that it is, as skills a degree of stability and certainty to both sides in the agreement as to what is due and when.

That can sometimes be provision within a loan agreement for the interest rate  to change, and this should be highlighted by both sides and understood before any contract is signed.

Is also important to be clear with any contract with Kubota credit or any other finance organisation exactly what is included in the loan and what isn’t.

This policy covers the final price of the Kubota Mower, but can be especially important with regard to things such as sales tax, registry fees, extended warranties etc.

There are a number of potential add-ons which a dealer  can charge for, some of which could value and needed, some of which may not be needed by the individual. C