Kubota RTV 1100
The Kubota RTV 1100 is one of the bestselling atvs on the market, and Kubota have invested much of their tractor technology into improving its level of performance.
Kubota realised that many of their competitors used engineering and mechanical models that were similar to those used in golf carts and four wheel drives. They decided instead to import their widely acclaimed tractor engineering, including hydrostatic transmission, making it a heavy duty machine.
Kubota has managed to make this rtv a combination of an incredibly versatile atv, with the capability and performance of a powerful tractor.
This is especially important when carrying or pulling heavy loads, that the Kubota RTV 1100 is able to manage the load in the way that a tractor does, and not get swayed around or pulled by it.
This has led to some criticism in the past about the handling and ride of the Kubota RTV 1100 series. Kubota have completely addressed this by redesigning the suspension and feel of the vehicle.
Kubota RTV 1100 prices / for sale
The price of a new Kubota RTV 1100 in 2020 will probably coming round US dollars 21/22000 as a list price.
This can obviously be negotiated, and can be affected by other considerations such as servicing and maintenance, part exchange, possibly leasing or rental, finance and insurance.
There are a significant number of used and second-hand Kubota RTV 1100’s available. These will differ in terms of price and availability, depending upon their age and condition.
What is most important, is an awareness of what type of work they have been used for, and on what type of ground had been used.
Kubota RTV 1100 attachments
There are a significant number of options and accessories available for the Kubota RTV 1100.
These include electrical items such as a fuel shot off solenoid, and a turn signal lamp there are a number of lights and signals available including the halogen work light kit, the Hobbs halogen work lamp, and Kubota LPD front and rear work light kits.
There are heavy duty tires and wheels available, a number of cargo and storage accessories available and options for the chassis, seats and cab parts.
There are a number of implements and attachments available, including a salt dogg spreader, which will probably retail around US dollars 3000.
There can also be an option is to buy a plastic canopy, a tempered glass for the front, and a front heavy load.
Kubota RTV 1100 parts
Parts for a Kubota RTV 1100are easy to obtain, both from manufacturer and as aftermarket sales.
Kubota RTV 1100 reviews
There are a number of reviews of the Kubota RTV 1100, online, mainly on you Tube and other video sharing sites.
These can be useful in terms of seeing the ATV in action, but bear in mind the number of these are produced by dealerships who keen on selling the vehicle. These do not detract from it, but they should be seen with some degree of caution.
Kubota RTV 1100 specifications
The Kubota RTV 1100 the has an in-line three cylinder engine,that is for stroke and fuel injected. It has an automatic hydrostatic transmission, and hydraulic disc brakes at the front and rear.
It has a wheelbase of approximately 80 inches, a dry weight of approximately 2400 lbs, and a fuel capacity of just under 8 gallons.
Kubota RTV 1100 manuals
Having a manual for a Kubota RTV 1100 is crucial. These are readily available online, and quite often easily downloadable as a free PDF. There are some places that will charge for them, but that also a number of free options available.
Also technical queries that arise from the use of the manual and quite often be answered with in forums such as tractor by net.
Kubota RTV 1100 craigslist
Many people look to craigslist is a good marketplace for buying a second-hand Kubota RTV 1100.
One of the advantages is the ability to search by geographical location, although this may limit the options available.
Anyone using craigslist should bear in mind the potential dangers of buying any type of second-hand machine or vehicle has a large number of these sales will be from private individuals
Kubota RTV 1100 snowplow.
One of the main number of attachments available, both from Kubota and aftermarket parts, are those that turns into a snow plough.
This makes it one of the most effective snow clearing machines available, and Kubota make the adding and detaching of implements extremely easy to operate.
A Kubota RTV 1100 can be an immense amount of fun to use, and is often bought to use both for work purposes and also as a bit of a grown up toy, although often used for serious levels of activity as well.
Kubota RTV 1100 safety
What often a Kubota RTV 1100 will be used on some type of farm or agricultural complex, and this raises huge and very important safety issues which are not always given the attention that they should be.
Any type of farm environment or agricultural complex carries with it certain risks which need to be identified and managed as a deliberate and definite process.
Because farms and agricultural environments differ hugely in their nature there is no standard uniformity in terms of work or work environment that would otherwise define both the risks and safety protocols needed for the safe use of a Kubota RTV 1100.
This lack of uniformity is obviously one of the main appealing factors for many people who own or run any type of farm or large agricultural environment.
Given the nature of the safety issues such if the person responsible for running the business is aware of the various safety concerns, then significant measures can be taken to minimise these risks.
With many small and even larger farms, there is a real overlap between home and work, both in terms of the physical environment and in terms of the day-to-day running of the operation.
This means that more day-to-day boundaries that exist in a more routine type work environment not there, and allowances have to be made for the indications of that.
It is common in a number of farms for family members to work as part of the farm, not least of all because there are quite often no real restrictions in terms of age at topical to the type of work being done.
This means that it is quite possible for a person of a relatively young age to be driving or using a Kubota RTV 1100 when realistically they are not of an age when they are competent to do so.
The safety issues of using a Kubota tractor or RTV 1100 are very real, and should be addressed in the context of identifying what the risks are, both in terms of the nature of the environment, the type of work being done and the age and capabilities of the people employed or being used to do the work in the first place.
Finding a Kubota dealer is relatively easy, either through an Internet search or through a dealer locator on the main website. The real trick is to find a Kubota dealer who can give you what you want at the best possible price.
The Internet has changed the whole landscape of how to buy any type of Kubota tractor, generator, mower or UTV. Most Kubota dealers will offer significant deals, both on the machinery itself, on parts and servicing, on credit and will hope to build a long-term relationship with the client.
A Kubota dealer is a representative of the manufacturer, in this case, but is at the same time an independent business. This means that they are in competition with other Kubota dealers, both local to you and more far afield.
This means that when you have decided what type of Kubota tractor or other machinery you want to buy, you can approach several Kubota dealers independently of each other, either online or by phone, and obtain the best possible deal before even entering a showroom.
This is really significant because it puts you in a much stronger buying position than if you were simply to enter a Kubota showroom, or visit a Kubota dealership before having made any negotiating plays.
If you are willing to travel, then it is likely that you can widen your range of Kubota dealerships who are willing to negotiate with you. Some will even agree to shipping the tractor to your home location as part of a purchasing deal.
Kubota Dealer Near Me
Many people assume that it makes sense to go to the nearest Kubota dealer to where you live. When buying the tractor this is not necessarily the case, as outlined above.
It should be remembered that whereever the tractor is bought from, the servicing and maintenance and any repairs under a warranty can be done at the Kubota dealership nearest where you live.
They will be more than happy to establish some type of relationship with you, but as a way of obtaining business, and of building up long-term contracts.
Kubota Parts Dealer
A Kubota dealer will also be able to obtain manufacturers parts, which they should use a standard in any work they do on a tractor, either as part of a normal maintenance routine, or in the event of a breakdown or accident that the Kubota tractor may have been involved in.
If you wish to use aftermarket parts, this is something that should be discussed with the Kubota dealership as they may not be open to doing this. It is also worth checking if using aftermarket parts affect any warranty that may be in operation on the tractor.
Kubota Dealer Locator
Locating a dealer can be done either online, or through personal contact or information. If done online, the easiest way is either through an Internet search, going to the main Kubota website, or through a personal recommendation on an Internet forum.
Internet forums may have died out in popularity to a degree, but they are a hugely popular and good resource for tractors.
If buying a used Kubota tractor, it is worth bearing in mind that many other dealerships are also likely to sell them, and a personal recommendation from someone on a forum may be a really good way of establishing contact.
Kubota Tractor Dealer
Any Kubota dealer is likely to offer a wide range of tractors, but may also have special offers on certain tractors that they either need to shift because of inventory problems, or which they are trying to sell because a new model is coming through.
Kubota Dealerships in certain areas of the country may also have strong links to certain types of tractor or agricultural machinery, which may well benefit you by way of advice and knowledge as to which is the best type of tractor to use in your particular situation.
Kubota Generator Dealer
Kubota make a number of generators that are widely used throughout industry and business, including hospitals and other types of care facilities. Buying or renting a generator can often be done through a number of different types of dealership, including Kubota dealers.
It is well worth doing a degree of research online to find out the best source of buying such a generator that is local to you, you can visit and inspect the generator, and where you can return it for regular servicing and maintenance, or return it. if any manufacturing problems
Kubota M Series Tractors
Kubota MX 4800
Kubota M4N-071 Narrow
Kubota M5N-091 Narrow
Kubota M5N-111 Narrow
Kubota M5l -111-SN
Kubota M 4700
Kubota M5660 SUH
KUBOTA M5660 SUHD
KUBOTA M 6040
KUBOTA M 7040
KUBOTA M 8540
KUBOTA M 9540
KUBOTA M 6060
KUBOTA M 7060
KUBOTA M 8560
KUBOTA M 9960
KUBOTA M 100 GX
KUBOTA M110 GX
KUBOTA M 126 GX
KUBOTA M135 GX
KUBOTA M 108S
KUBOTA M 96SHDM MUDDER
KUBOTA M 108S LOW PROFILE
KUBOTA M 9960 LOW PROFILE
KUBOTA M 40 NARROW
Kubota Backhoe Attachments
Kubota Mini Backhoe
Kubota TLB Models
Kubota B26 TLB
Kubota L47 TLB
Kubota M62 TLB
Kubota B Series Tractors
Kubota B Series Attachments
Kubota B Series prices
Kubota Compact tractors
Used Kubota Compact Tractors
Kubota B Series Models
Kubota B3350 ROPS
Kubota B3350 Cab
Kubota BX Attachments
Kubota BX Front Mount Snowblower
Kubota BX Accessories
Kubota BX Snowblade for sale
Kubota BX Snowplow
Kubota BX Fuel Filter
Kubota BX Pallet Forks
Kubota BX Front Quick Hitch
Kubota BX Grass Catcher
Kubota BX Canopy
Kubota BX Wheel Weights
Kubota BX Mower Deck
Kubota BX Tire Chains
Kubota BX Models
Kubota BX 2370-1
Kubota BX 2670-1
Kubota BX 1880
Kubota BX 2380
Kubota BX 2680
Kubota BX 23s
Kubota BX 24
Kubita BX 2230
Kubota BX 2360
kubota BX 2660
The Kubota B7100 was a compact utility tractor made by Kubota in the mid-70s, and was available for sale as new until the mid-1980s.
It was a well liked tractor, and there are many second-hand models still available, although given its age, care should be taken to verify mileage and condition of engine when buying.
The Kubota B7100 came as either a two wheel drive, or a four-wheel-drive with the HST being the hydrostatic version.
Kubota B7100 HST
The Kubota B7100 HST had a hydrostatic transmission, and was available for sale from the mid-1970s, up until the mid-1990s, and as such there are probably more used Kubota B7100 HST’s still available than the standard model.
There were three variants of this tractor, the Kubota B7100 HSTE which was a two wheel drive tractor, and the Kubota B7100 D and Kubota B7100 HSD which were both four-wheel-drive. It had a diesel three cylinder liquid cooled engine, with other specifications pretty similar to the standard Kubota B7100
Kubota B7100 Specs
The Kubota B7100 was powered by a three cylinder diesel engine, with a fuel capacity of just under 3 1/2 gallons, an oil capacity of just under 4 L, and a coolant capacity of around 4 1/2 L.
Transmission was an unsynchronised gear system, consisting of six forward and two reverse gears. it had a wheelbase of just under 50 inches, and a weight of just over lbs 1000. lin, a length of just under 80 inches, a width of 40 inches and a height of 45 1/2 inches.
Kubota B7100 Loader
The Kubota B7100 was a front end loader with a height of just over 176cm, a clearance for dumped buckets of 130 cm and a dump range of 51 cm.
Kubota B7100 Parts
Finding parts for a B7100 may be tricky, but there are several options available. It is unlikely but possible that a Kubota dealer may have parts available, or at least may know where they can be obtained.
They may have access to parts for current Kubota tractors, which can be used on older models. Going to a Kubota specific discussion forum may also be helpful, and also there may be parts available that have been taken from old and discarded Kubota B7100 tractors that can be obtained online.
As there is no question of having to comply with a warranty, partsts from other manufacturers can be used if appropriate. Again a good discussion forum such as tracker by net should be able to give people advice on this issue. Other options to consider include websites such as tractor house, eBay or advertising on craigslist to see if anyone can help.
3 Point Linkage / Drawbar/ Hitch – Kubota B7100 parts
- Lift Rod LH
- Lift Rod RH
- Lower link
- PTO shaft protector
- Swinging drawbar
- Top link
- Top link bracket
Air Conditioner – Kubota B7100 parts
- Air conditioning duct
- Air conditioner hose
- Dashboard air outlets
- Heater hose
- Inner air recirculation
- Mode case
Accessories and Service parts
- Brake pedal
- Brake rod
- Parking brake lever
- Cab Bracket front
- Cab Bracket rear
- Cab Frame
- Door LH
- Doorlock LH
- Door lock RH
- Fender cover
- Floor mat
- Front glass
- Hood rear
- Inner roof
- Near window
- Rear view mirror
- Side window
Cargo and Storage Accessories
- Center frame
- Bevel gear
- Clutch release fork
- Clutch rod
- Differential rear
- First shaft
- Input shaft
- PTO clutch
- PTO clutch valve
- PTO propellor shaft
- PTO shaft
- Rear axle case
- Second shaft
- Shift cover
- Shuttle dear case
- Shuttle shaft
- Transmission case
- Clutch lever
- Clutch pedal
- Clutch housing
Cooling System parts
- Reserve tank
- Water pipe
Electrical system parts
- Dynamo and van
- Regulator and meter
- Electrical wiring
- Hazard light/tail light touch
- Head light
- Panel board/switch
- Stop solenoid
- Tail light
- Working light
- Accelerator lever
- Air cleaner
- Camshaft and idle gear shaft
- Cylinder head
- Dipstick and guide
- Exhaust manifold
- Fuel camshaft
- Gear case
- Head cover
- Idle apparatus
- Injection pump
- Inlet manifold
- Lower gasket kit
- Main bearing case
- Nozzle holder
- Oil filter
- Oil pump
- Oil switch/thermometer
- Piston and crankshaft
- Speed control plate
- Stop solenoid
- Kubota kit
- Valve and rocker arm
- Water flange and thermostat
- Water pump
Engine control parts
Filters and Maintenance
Front axle parts
- Differential gear shaft
- Bevel gear case
- Knuckle shaft
- Engine support
- Front axle
- Front axle case
- Front differential
- Front differential case
- Front drive shaft
- Front frame
Fuel Sytem Parts
- Fuel pipe
- Fuel filler
- Fuel filter
- Fuel tank
Hood / Bonnet – ROPS Parts
- Bonnet side
- Center pillar
- Floor sheet
- Main frame
- Shutter plate
- Side cover
- Front grille support
- Lever guide
- Manual holder
- Panel frame
- Street support
- Step stay
Hitch and Drawbar
- Drawbar and hitch
- PTO shaft protector
Hydraulic system parts
- 3 point linkage
- Control valve
- Cylinder front cover
- Draft control valve
- Feedback lever
- Hydraulic oil line
- Hydraulic cylinder
- Hydraulic pump
- Lift arm
- Position control lever
- Top link bracket
Paint and Trim Parts
Pump Motor System
- Control valve
- 3 point linkage
- Feedback lever
- Oil tank
- Position control lever
- PTO valve
- Safety valve
- Hydraulic control lever
- Hydraulic cylinder
- Hydraulic oil line/delivery
- Hydraulic line/steering
- Hydraulic piston/lift arm
- Hydraulic pump
- Hydraulic pump/component parts
Rear axle parts
- Differential lock pedal
- Rear axle
- Rear differential
- Rear wheel
- Spiral bevel pinion
Rear PTO parts
Speed Change Lever
- Differential lock shift fork
- Frontwheel drive lever
- Main gear shift fork
- Main gear shift lever
- PTO gear shift arm
- PTO gear shift fork
- PTO gear shift lever
- PTO select lever
- Range gear shift fork
- Range gear shift lever
- Speed control pedal
- Steering controller
- Steering cylinder/component parts
- Steering handle
- Manual steering
- Steering linkage
- Steering post
- Tilt pedal
Top Link / Top Link Bracket / PTO Protector – Kubota B7100 parts
- Lift Rod
- 3 point linkage
- Check chain
- Lower link
- Mower rear link LH
- Mower rear link RH
- PTO protector
- Top link
- Top link bracket
- Toys and Merchandise
Transmission parts – Kubota B7100 parts
- Clutch shaft/output shaft
- Front wheel propeller shaft
- Main shaft
- PTO counter shaft
- Reverse shaft
- Forward idle shaft
- GP idle shaft
- HST one – cylinder block
- HST two/arm
- HST 3/port block cover
- HST 4/oil cooler cover
- HST fan cover
- Mid PTO
- Propeller shaft
- PTO shaft
- Rear gear shaft
- Rear axle case
- Rear differential
- Transmission case
Kubota ZD Parts
Filters and maintenance – Kubota B7100 parts
- Air filter
- Engine oil filter
- Extended life antifreeze/coolant
- Filter maintenance kit
- Fuel filter – in line
- High-performance agricultural/construction equipment grease
- Hydraulic oil filter
- Hydraulic suction oil filter
- Lever action grease gun
- Engine oil
- Gear lubricant
- Synthetic universal hydraulic fluid
Cylinder head and component parts – Kubota B7100 parts
- Complete cylinder head
- Exhaust valve guide
- Inlet valve guide
Gauges and Instruments – Kubota B7100 parts
- Temperature gauge
Ignition parts – Kubota B7100 parts
- Glow plug
- Starter switch and key
Transmission parts – Kubota B7100 parts
- HST Damper
- Universal joint assembly
Electrical – Kubota B7100 parts
- Fuel shutoff solenoid
- Hazard lamp
- Headlight assembly
- Headlight lens
- Kubota battery
- Oil pressure switch
- Re-manufactured starter
- Safety switch, seat
- Starter assembly
- Starter switch and keys
- Tail lamp
- Timer relay
- Turn Signal Lamp
Accessories and options – Kubota B7100 parts
- Mascot Mark
- Steering wheel spinnerKubota RTV 900 parts
Engine gaskets and gasket kits – Kubota B7100 parts
- Gasket kit – upper
Tires and wheels – Kubota B7100 parts
- Tire Repair Kit
Operators compartment – Kubota B7100 parts
- Lever guide – RH
- Lever guide and cup holder LH
Mower Deck Parts – Kubota B7100 parts
- Dial Cam
Exhaust system parts – Kubota B7100 parts
- Exhaust manifold
- Exhaust manifold gasket
Cooling System Parts – Kubota B7100 parts
- Cooling fan
- Fan belt
- Lower radiator hose
- Radiator screen
- Apart radiator hose
- Water pump
- Water pump gasket
Fuel system parts – Kubota B7100 parts
- Fuel cap – gasoline
- Fuel shutoff solenoid
- Re-manufactured injection pump
lubrication systems – Kubota B7100 parts
- Oil pump
- Oil pump gaskets
Steering and axles – Kubota B7100 parts
- Steering wheel
- Steering wheel cap
3 Point Hitch Parts – Kubota B7100 parts
- 3 Point category1 lower lift arm
- Category one top link
- Check chain assembly
- Clevis assembly
- lynch pin
Toys and Merchandise – Kubota B7100 parts
- Kubota license plate
- Kubota mechanics gloves
Kubota B7100 Attachments
The Kubota B7100 was and is a very versatile tractor, and there are a wide range of attachments that can be used to it to make it even more productive. A word of caution. A number of companies that sell attachments say they are compatible with this particular tractor, but it is down to the individual to check before purchase they can actually be used with it.
The most common attachments that are said to be compatible with the Kubota B7100 are :
Compact tractor post hole digger
Receiver hitch – trailer mover the subcompact tractors
Tractor 3point 3f bale spear, hay spear, hay mover
Tractor three-point hitch garden bedder
Tractor PTO fertiliser spreader
42 inch Forks for small compact tractors
Tractor loader third function hydraulic kit
25 gallon southern lawn and garden sprayer
King Kutter 48 inch XB rotary cutter
Phoenix T$ series value model 40 tractor Rectory tiller
King Kutter 48 XB rear discharge Finish Mower
Compact tractor three point hitch, manual angle sweepster broom 4
Kubota B7100 Manual
Obtaining a manual for a B7100 is srelatively easy to do, as there a number available online. The value of a manual is that it gives the owner detailed and practical information concerning servicing and maintenance. It contains essential details concerning the tractor controls, gauges, adjustments, operating instructions, maintenance procedures and troubleshooting tips.
The manual can either be obtained from sites such as Amazon, eBay, kubotabooks etc. There will normally be a cost for this, which can range from somewhere in the region of US$45 up to 150/US$200. The price can vary depending upon the rarity of the manual, or its condition.
There are a number of document sharing sites such as scribd which offer themanual as a free PDF download, which can certainly be checked to see how full and complete it is, before purchasing an original.
Aside from the practical value to an owner of obtaining a manual, is also a really good investment if and when you come to sell the tractor. Anyone purchasing a Kubota B7100 will value the information and guidance that an original manufacturers manual has.
Kubota B7100 Reviews
Finding reviews for a Kubota B7100 can be quite tricky, largely because the tractor was in production and for sale before the internet was really in use. This means that video reviews, and other reviews on sites like Amazon have not really happened.
What this does mean, is that someone needs to be a bit more creative in terms of finding reviews about this tractor.
Luckily, there are a number of websites, such as tractorbynet, and orange tractor, which have a vast experience and a sizeable amount of information about tractors such as the Kubota B7100.
Sites such as this, are largely discussion forums, but because of their authority on the internet, they actually carry a sizeable amount of detailed and accurate information, that would normally be thought of as constituting a review.
Kubota B7100 reviews can also be found on sites that sell them for sale. Whilst these are not technically review sites, they should carry a significant amount of information about the tractor itself, largely because this is what helps to sell them.
Kubota B7100 for Sale and Prices
There are a number of Kubota B7100 tractors for sale, and the internet is ideal place to start and check them out.
Given there age and rarity there may not be a tractor close by to where the individual lives, so interest in any tractor that is advertised for sale online should also take into account any transportation costs that may be involved, as well as any pre-sale inspection or mechanical checks
Kubota B7100 tractors are advertised on sites such as tractorhouse.com, as well as eBay, Amazon and craigslist. Secondhand tractors are a huge market, and should be thought of in the same way as a second-hand or used car market.
Prices for a used Kubota B7100 can range from US$4000 up to US$9000, based on models currently available for sale on Tractorhouse has as of April 2019..
When buying, it is ideal to try and find out as much as possible about the usage of the tractor, as this will give you a fairly good indication of what its mechanical condition is likely to be. This may more easily be done if purchasing from an individual, than from a dealer.
This simply because an individual can give you a fairly good description of when and how they purchased the tractor, what sort of land it has been used on and what it has been used for. The dealer may be able to give you this information, but is less likely to have such specifics.
Finding a Kubota dealer is relatively easy nowadays, finding the right dealer that will give you the best deal is also fairly easy, but does require quite a lot of work and research.
The first and most important thing is to have some sense of what type of Kubota tractor you are interested in buying, and whether you are thinking of buying a new or a used tractor.
If you are thinking of buying a new Kubota tractor, then inevitably you will need to buy it from a Kubota dealer, which is not necessarily the case if you are buying a used Kubota tractor.
However, whatever dealer you buy it from the principles in terms of getting the best deal on the same.
Deciding what type of Kubota tractor or garden tractor or Kubota RTV you are thinking of buying is best determined by first of all thinking about what type of work you want it to do, and then looking at the various models such as the Kubota B, Kubota BX or Kubota L range of tractors and see which is most likely to be the right model for you.
The Kubota website for your country is likely to give you an indication of what models are available and at what cost.
Bear in mind that the price quoted on the website is likely to be similar to what is referred to in auto sale sterms as the manufacturers recommended retail price.
The process of buying a Kubota tractor should be thought of in many ways as being similar to that of buying an auto.
A Kubota dealer will have a lot of flexibility in terms of how they can help you and in what ways.
It is in their interests to develop you as a long-term customer and that should be reflected in what they are prepared to help you with.
If they do not appear as helpful as it should be, then find another Kubota dealer.
Anyone thinking of buying a Kubota tractor or Kubota mower would do well to get a quote from Kubota for some type of credit or finance arrangement.
They would also be well advised to get alternative quotes from banks and other finance institutions. They can then compare the cost of credit on a like-for-like basis.
Kubota often offers special deals via their company website, and these should be encouraged by the local dealership.
A Kubota dealer will most likely also be able to vary the terms and conditions to your benefit depending upon your credit score rating.
Negotiating with a Kubota dealer is best done online or by phone initially, with a follow-up visit to the dealership in person if necessary. Negotiating online or via the phone puts the customer in control of the process in a way they are not if they visit the dealership.
It is possible to negotiate on the price of the tractor, as well as on other issues such as servicing and maintenance costs and transport of the tractor to and from the dealership in order to facilitate such servicing.
Other possible areas of appreciation can include additional costs such as documentation fees and cost or benefit of any extended warranty that may be available.
Anyone who owns or rents a farm or a branch of any size or description, and effectively runs it as a commercial business, needs to have specific areas of insurance directly tailored to their needs.
A farm is essentially a mix of a home and a business, both in terms of buildings, plant and machinery, agricultural vehicles and in terms of workforce.
Specific risk assessments ideally need to be done on all areas of the business, in order to establish levels of risk and which ones are and are not covered by an insurance policy.
This is a general guide to some of the principles that may be helpful when assessing the need for farm insurance.
Farm Insurance – Buildings
As a farm or a ranch is both a home and a business, all buildings and all land including all outbuildings, whether used or not, and any area of land connected with the property at all needs to be included.
Farm Insurance – Crops
Some type of crop insurance may be essential. Check if there are any government schemes available first, and that check what type of risks your policy will cover you against, i.e. hail damage. This is one example
In a lot of insurance policies will offer some type of cover for damage of crops prior to harvesting, which effectively cause severe business interruption. Many policies will exclude cover once crops have been harvested and for various other reasons.
Farm Insurance – Engineering Insurance
Insurance against damage to plant and machinery is essential. Levels of cover differ.
There are normally limitations are stored is determined as plant. A pressure plant is normally defined as a plant that contains a boiler plant, a plant subjects to steam pressure and a plant used to contain fluids under pressure.
Make sure that storage tanks are also included. Also crucial to make sure that clearing up and spillage costs are included, as well as that of debris removal.
Farm Insurance – Deterioration of stock
This area of agents is designed to cover the value of stock that is damaged by risks such as a breakdown in a refrigeration unit or a temporary loss of access to public utilities such as water/electricity or gas resulting in damage to stock.
Makes sure the sums insured for the saleable value of the stock, otherwise under insurance will apply.
Farm insurance – livestock insurance
This type of insurance cover is normally restricted to two main areas, that of death or slaughter on humane grounds, when caused by an insured peril or theft.
The insurance company will normally insist on a strict ‘poultry warranty’ in the policy which stipulates checks on conditions in which poultry are kept, such as electricity supply, extraction systems, temperature variation and mains alarm systems and standby or backup generators.
Farm Insurance – Livestock in Transit
This is designed to cover the cost of livestock fatally injured in any motor accident.
There are likely to be local/national rules concerning the transportation of livestock, and you must make sure these are adhered to. Also make sure that insurance policy covers subcontractors, veterinarians fees and debris removal.
Farm Insurance – Livestock Herd Diseases
This is normally designed to cover you if livestock to be humanely destroyed as the direct result of a specific disease.
The diseases will normally listed or spelt out in the policy, and often include Tuberculosis, Brucellosis and Foot and Mouth.
Farm Insurance – Business Interruption
Any of the losses covered under a farm insurance policy can have a serious knock-on effect in terms of not simply making a business unprofitable, but of interrupting or stopping the business functioning at all for periods of time.
The insurance should provide some cover for this, but will be very specific in terms of what it deems business terminology
Farm insurance – Contractors All Risk Insurance
This area of the insurance policy is designed to give you maximum cover where you are effectively operating as a contractorEither on your own property, or on soils as property or anywhere within the specified geographical limits of the policy.
Farm Insurance – Goods in Transit
This is separate to livestock in transit, and is designed to provide cover for any goods that you may need to move around the locality or nationally, by the doing it yourself or with a subcontractor or haulier.
This area of insurance can be extremely expensive, simply because it is notoriously high risk. The insurance policy is likely to specify exactly what it considers to be high-risk items, and impose strict limits on the value and number of such items can be carried.
There are also likely to be stringent comments regarding security and anti theft measures regarding the goods.
Farm Insurance – Liability Insurance
The type and levels of liability joint required will vary significantly depending upon the nature of the farm and its business. There are a few general areas should be considered.
Farm Insurance –Employer liability.
It is important that as an employer you are fully aware yourself of any local national legal requirements concerning health and safety conditions at work, and make sure that these are fully implemented.
There are quite often specific conditions relating to a farm, as opposed to an industrial complex, and it is crucial is understood. On top of this, as an employer you will need to have specific employers liability insurance.
Make sure all employees including family are included and covered, as well as any subcontractors you might use.
Farm Insurance – Public and Products Liability
Public and product liability insurance often goes together.
The important thing to realise with product liability pretty is that you need to have it in relation to any goods that you have any connection with irrespective of whether you actually produce them are not.
This means that you need products liability insurance in relation to any goods that you store, repair, label test or process or you transport.
Kubota Insurance is needed to protect tractors, atv’s and other pieces of equipment from a number of risks. These mainly include liability claims in the event of damage to property or bodily injury, collisions with other vehicles or objects and replacement cost for a vehicle
Kubota Insurance can be best arranged with Kubota itself, through KTAC Insurance.
Arranging insurance for a Kubota tractor can sometimes be done to an individual’s home owners insurance policy, depending upon the size of the tractor and whether it is being used for domestic or business purposes.
Insurance companies vary quite widely as to whether they will provide cover or not. Those that do provide cover all willing to extend a policy normally provide fairly restrictive coverage.
Normally a much better alternative is Kubota’s own dedicated website KTAC , known as KTAC Insurance, which provides a much better and more inclusive range of insurance products, and will normally be a requirement of any credit arrangement made, either with Kubota Credit Corporation or any other credit agency.
Kubota Insurance, KTAC Insurance – Cover
The Kubota insurance website gives a brief indication of the type of perils it will insure against :
This is a fairly generalised list, but should give an indication of the type of cover that is available.
Kubota Insurance – Risk assessment
Anyone owning a Kubota tractor would do well to do a risk assessment of their home and environment, whether as a formal or an informal process, before deciding on any KTAC Insurance .
Anyone who uses a Kubota tractor simply as a domestic vehicle will have different risks and therefore different insurance requirements to someone who uses a Kubota Tractor in any type of commercial setting.
Any risk assessment of a Kubota tractor for KTAC Insurance purposes would do well to focus on certain areas of operation, mainly the cost of replacement cost of the tractor itself and public and employee liability, and make sure these risks are covered under the insurance policy itself.
Kubota Insurance, KTAC Insurance, – Specific policy areas :
Damage to or theft of the tractor and where it is located
Liability to the public
Liability to any employees if a commercial operation
Who is authorised to use the tractor
Where the tractor is authorised to be used, i.e. on privately owned land, on public roads and /or on neighbouring or adjacent farms
Trailers – what is specified as a trailer, i.e. an articulated trailer unit, what is not specified, and for usage and on what types of terrain the trailer is covered.
Whether the tractor is covered or not when it is in possession of a third party for purposes of servicing and repair, including transit thereof to any third party dealership or similar.
Goods in transit insurance – really important to know what is and is not covered on a domestic/commercial basis, this can affect general wear and tear of products, business interruption and certain aspects of any liability insurance policy.
Whether or not any legal protection costs are included in the policy
Whether or not tree filling or tree haulage is covered if appropriate
All accessories or attachments that are likely to be used on any Kubota tractor for any purpose or insured at all times.
Kubota Insurance, KTAC Insurance – Tractor Safety
Kubota Tractor safety is a huge issue both in terms of any individual’s actual safety and in terms of risk assessment and subsequent insurance costs.
There are three main areas of safety that are key to KTAC Insurance .
To make sure that any operative of the Kubota tractor has fully studied and understood the instruction manual that comes with the tractor, especially how to stop it in an emergency, and all the emergency procedures recommended by the manufacturer.
That any operative of the Kubota tractor is fully qualified and capable of driving an understanding of mechanics of the tractor, especially when effecting KTAC Insurance.
This is especially important where a Kubota tractor is used either in a domestic setting or on a family farm, where there may be a temptation to let someone who is a younger member of the family use the vehicle.
Capability of driving any type of Kubota tractor should be carefully assessed and if in doubt as to what age is appropriate check with the manufacturer or local law enforcement.
The Kubota tractor itself should always be fitted with a Roll Over Protective System (ROPS) and a seat belt which should be worn at all times.
On all modern Kubota tractor a ROPS will come as standard, but may not be fitted to some older models or Kubota tractors that were bought on the grey market.
Kubota Insurance, KTAC Insurance – Accident Prevention
The main causes of accidents when using a Kubota tractor tend to be threefold, which is why KTAC Insurance is needed.
The most common type of accident tends to happen when a Kubota tractor is being used too close to a verge or is being used at such an angle that the tractor becomes unstable and tips over.
A Kubota tractor should only ever be used on land that is relatively flat, and on land presents no possibility of the machine tipping over onto its side. A Kubota tractor should also never be driven backwards for the same reasons.
Another major cause of accidents is when the Kubota tractor hits an individual or object because the environment in which the tractor is being used has not been secured properly.
It is essential when using any type of tractor to make sure there are no individuals or noticeable objects that could come into contact with the tractor and cause damage or fatality to the individual or the tractor itself.
The other type of accident tends to happen when the operative of the tractor leaves the vehicle and either hasn’t turned it off properly or put it in its designated parking mode, resulting in some type of runaway tractor that can obviously cause immense damage.
Kubota Insurance and Farm Insurance
If a Kubota tractor is being used on a farm or ranch, or in any type of agricultural or commercial setting then it is possible that it will need to be included as part of an overall farm insurance policy.
When this is the case it is advisable to specify the tractor or tractors so they are listed individually, along with any attachments or implements associated with such tractors. It is also a good idea to list any manufacturers details as well.