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KUBOTA B7100

The Kubota B7100 was a compact utility tractor made by Kubota in the mid-70s, and was available for sale as new until the mid-1980s. It was a well liked tractor, and there are many second-hand models still available, although given its age, care should be taken to verify mileage and condition of engine when buying.  The Kubota B7100 came as either a two wheel drive, or a four-wheel-drive with the HST being the hydrostatic version.

Kubota B7100 HST

The Kubota B7100 HST  had a hydrostatic transmission, and was available for sale from the mid-1970s, up until the mid-1990s, and as such there are probably more used Kubota B7100 HST’s still available than the standard model.

There were three variants of this tractor,  the Kubota B7100 HSTE which was a two wheel drive tractor, and the Kubota B7100 D and Kubota B7100 HSD which were both four-wheel-drive. It had a diesel three cylinder liquid cooled engine, with other specifications pretty similar to the standard Kubota B7100

Kubota B7100 Specs

The Kubota B7100 was powered by a three cylinder diesel engine, with a fuel capacity of just under 3 1/2 gallons, an oil capacity of just under 4 L, and a coolant capacity of around 4 1/2 L.

Transmission was  an unsynchronised gear system, consisting of six forward and two reverse gears. it had a wheelbase of just under 50 inches, and a weight of just over lbs 1000. lin, a length of just under 80 inches, a width of 40 inches and a height of 45 1/2 inches.

Kubota B7100 Loader

The Kubota B7100 was a front end loader with a height of just over 176cm, a clearance for dumped buckets of 130 cm and a dump range of 51 cm.

Kubota B7100 Parts

Finding parts for a B7100 may be tricky, but there are several options available. It is unlikely but possible that a Kubota dealer may have parts available, or at least may know where they can be obtained.

They may have access to parts for current Kubota tractors, which can be used on older models. Going to a Kubota specific discussion forum may also be helpful, and also there may be parts available that have been taken from old and discarded Kubota B7100 tractors that can be obtained online.

As there is no question of having to comply with a warranty, partsts from other manufacturers can be used if appropriate. Again a good discussion forum such as tracker by net should be able to give people advice on this issue. Other options to consider include websites such as tractor house, eBay or advertising on craigslist to see if anyone can help

Kubota B7100 Attachments

The Kubota B7100 was and is a very versatile tractor, and there are a wide range of attachments that can be used to it to make it even more productive. A word of caution. A number of companies that sell attachments say they are compatible with this particular tractor, but it is down to the individual to check before purchase they can actually be used with it.

The most common attachments that are said to be compatible with the Kubota B7100 are :

Compact tractor post hole digger

Receiver hitch

Receiver hitch – trailer mover the subcompact tractors

Tractor 3point 3f bale spear, hay spear, hay mover

Tractor three-point hitch garden bedder

Tractor PTO fertiliser spreader

42 inch Forks for small compact tractors

Tractor loader third function hydraulic kit

25 gallon southern lawn and garden sprayer

King Kutter 48 inch XB rotary cutter

Phoenix T$ series value model 40  tractor Rectory tiller

King Kutter 48 XB rear discharge Finish Mower

Compact tractor three point hitch, manual angle sweepster broom 4

Kubota B7100 Manual

Obtaining a manual for a B7100 is srelatively easy to do, as there a number available online. The value of a manual is that it gives the owner detailed and practical information concerning servicing and maintenance. It contains essential details concerning  the tractor controls, gauges, adjustments, operating instructions, maintenance procedures and troubleshooting tips.

The manual can either be obtained from sites such as Amazon, eBay, kubotabooks etc. There will normally be a cost for this, which can range from somewhere in the region of  US$45 up to 150/US$200. The price can vary depending upon the rarity of the manual, or its condition.

There are a number of document sharing sites such as scribd which offer themanual as a free PDF download, which can certainly be checked to see how full and complete it is, before purchasing an original.

Aside from the practical value to an owner of obtaining a manual, is also a really good investment if and when you come to sell the tractor. Anyone purchasing a Kubota B7100 will value the information and guidance that an original manufacturers manual has.

Kubota B7100 Reviews

Finding reviews for a Kubota B7100 can be quite tricky, largely because the tractor was in production and for sale before the internet was really in use.  This means that video reviews, and other reviews on sites like Amazon have not really happened.

What this does mean, is that someone needs to be a bit more creative in terms of finding reviews about this tractor.

Luckily, there are a number of websites, such as  tractorbynet, and orange tractor, which have a vast experience and a sizeable amount of information about tractors such as the Kubota B7100.

Sites such as this, are largely discussion forums, but because of their authority on the internet, they actually carry a sizeable amount of detailed and accurate information, that would normally be thought of as constituting a review.

Kubota B7100 reviews can also be found on sites that sell them for sale. Whilst these are not technically review sites, they should carry a significant amount of information about the tractor itself, largely because this is what helps to sell them.

Kubota B7100 for Sale and Prices

There are a number of Kubota B7100 tractors for sale, and the internet is ideal place to start and check them out.

Given there age and rarity there may not be a  tractor close by to where the individual lives, so interest in any tractor that is advertised for sale online should also take into account any transportation costs that may be involved, as well as any pre-sale inspection or mechanical checks

Kubota B7100  tractors are advertised on sites such as tractorhouse.com, as well as eBay, Amazon and craigslist. Secondhand tractors are a huge market, and should be thought of in the same way as a second-hand or used car market.

Prices for a used Kubota B7100 can range from US$4000 up to US$9000, based on models currently available for sale on Tractorhouse has as of April 2019..

When buying, it is ideal to try and find out as much as possible about the usage of the tractor, as this will give you a fairly good indication of what its mechanical condition is likely to be. This may more easily be done if purchasing from an individual, than from a dealer.

This simply because an individual can give you a fairly good description of when and how they purchased the tractor, what sort of land it has been used on and what it has been used for. The dealer may be able to give you this information, but is less likely to have such specifics.

 

Kubota Credit and Finance Guide

Kubota Credit and Finance refers to the process of arranging finance for buying or leasing a new or used Kubota tractor or other piece of Kubota agricultural equipment.

This can either be done through Kubota itself which is known as Dealership Financing, or through the traditional route of direct lending by arranging finance through a bank or credit union.

Either way, there will be a need to apply for credit, and it can be helpful to understand the credit application process in advance.

This will involve filling out an application form, usually online, and having a credit assessment made which will determine any lending decision, and on what terms and conditions.

Whether you are buying a Kubota BX 1870 for $10,000 or a Kubota M135GX for $90,000, deciding how to finance it is almost as important a decision as which tractor to buy in the first place. Kubota has its own dedicated credit agency, which offers a lot of advantages, although there are certain things to watch out for.

You can either apply directly through a Kubota dealer, or get pre-existing clearance through the Kubota credit website. The Kubota credit website has a number of sections that can clarify which is the best option for you.

 

How to Dispute a Credit Report

When thinking about how to dispute a credit report it is important to realise that if there are errors or inaccuracies in a credit report then the credit bureau involved is in theory likely to be willing to work with you to remove them.

It is not in the interest of the credit bureau to rely on inaccurate or misleading or wrong information when producing its report.

The reputation and standing of all the major credit bureaus depends to a large extent on their reliability and accuracy, and most of the inaccuracies in most credit reports are in a sense inadvertant.

It is also worth understanding the process how a credit report is produced.

Any lender that you approach such as Kubota credit either for a loan or to enter into a lease agreement is likely to approach one of the three main credit bureaus and get their assistance in producing a credit report and subsequent credit score.

The credit report will be a compilation of personal and financial information, racing to the individual, possibly their family, possibly that business colleagues if the  application is a commercial one.

DISPUTE CREDIT REPORT

A lot of the information that is used to produce a credit report also relates to prior credit history, inflation credit bureau will acquire from other sources including public records.

This can relate to things such as bankruptcies, previous and prior loans and mortgages, lines of credit, store cards and credit cards and one thing that everyone really doesn’t like, payday loans.

Some of this information is in the public domain may by law be time limited how life can be included in a credit report, and this is one of the things that should be checked.

The individual should obtain a copy of their credit report and check everything in it for its accuracy and truth.

If there are areas that are clearly wrong.

Then approaching the credit bureau directly is probably the best first step.

Providing specific evidence that it is wrong is also very helpful, and this may necessitate going back over original credit card or store card all lines of credit history yourself to prove that certain items were all are not relevant or true.

The credit bureau should be open to correcting any areas that are wrong. They are unduly defensive or not forthcoming then it may be time to consider other avenues to force them to listen.

 

What is a Lowest Credit score for Kubota Credit

The whole system of a credit score and credit report process inevitably throws up what are perceived to be winners and losers.

Is often thought of in terms of a very high credit score or a very low credit score. This can sometimes be quite confusing as a low credit score may not actually be that low a number relative to the scale that it is set upon.

It is worth understanding the process of how credit scores operate in order to understand what is a good or bad credit score and what can be done to improve it.

A credit score is simply a number that is set upon a scale between two of the numbers to reflect the perceived credit reliability of the individual concerned.

The idea of a credit score is of course a bit simple one, and the simplicity is designed to produce clarity for the lender rather than the individual.

It is important to realise that a number on a scale may be a relatively high number, but may also be a low credit score relative to what is perceived a high credit score.

LOWEST CREDIT SCORE

This means, that number itself has to be taken in context as to how the credit score scale is being used and read both by the credit bureau and by the lender.

Anyone looking to find out more about their credit score and credit report is normally entitled by law to obtain a copy of the credit report, but not necessarily of the credit score itself. The credit report will provide information that the individual can check to make sure it is accurate and up-to-date.

This information is used as a basis for producing the credit score itself.

The best thing the individual can do is to make sure that all the information is accurate and correct, and if they are concerned that they are being given a credit score that is resulting in adverse terms and conditions of the loan to talk to the initial lender i.e. to Kubota credit in this case.

Failing any joy to approach the credit bureau that produce the credit report and asked that input as to how they have modelled and obtained a credit score.

Sometimes it is possible to get hold of a copy of the credit score itself, but whereas people are normally entitled to a free copy of their credit report, on obtaining a credit score itself morning requires a charge or payment. L

HOW TO IMPROVE MY CREDIT SCORE

Anyone looking to buy or lease a Kubota tractor or other piece of agricultural machinery is likely to require some type of finance, either from Kubota credit or some other lenders.

This is going to require filling out of an application form with a significant amount of personal and financial information.

This information is then used as the basis for producing a credit report, which in turn is modelled to produce a credit score which is then used as a basis for determining whether or not to lend the applicant any money, and if so on what terms and conditions.

Anyone with poor or bad credit, or for various reasons no credit history at all is going to face a slight challenge in terms of getting either a reasonable rate of interest or decent terms and conditions on any loan they may be offered.

As such many people look to see what they can and do to improve their credit history and thereby improve their credit score and any loan terms and conditions.

HOW TO IMPROVE MY CREDIT SCORE

The first thing to do when looking to improve your credit score it get a copy of your credit report, and check that the information in it is accurate and up-to-date.

Given that most of the information is compiled electronically it is quite possible that our errors at our working against you.

There are numerous items within your credit report that need to be checked concerning not just your personal information but also your credit history.

This can include items such as your payment history on any prior loans or credit cards or utility bills, and any problems that may have occurred therein.

If there were specific problems it is worth noting what they were as a possible basis of asking the credit bureau to adjust accordingly.

It is also important to check that any items on your credit report have been removed that are not allowed to be the oft a fixed period of time.

Depending upon where you live, there are time limits as to how long certain things that are in the public domain such as bankruptcies and be counted towards adverse the affecting your credit report.

If they are still on the report and exceed finance credit bureau has a legal obligation to remove them.

DO I NEED 3 CREDIT SCORES ?

People are sometimes surprised when they realise they have three credit scores, and that potentially they are all slightly different.

Anyone applying for Kubota credit will need  to fill out an application form, which will contain a significant amount of personal and financial information.

This information will then be used as a basis for producing a credit report, which will then be used as a basis for producing a credit score.

This credit score will then be used as a basis for deciding whether or not to lend every individual any money, and if so on what terms and conditions.

The credit score will also be used as a basis for deciding whether or not to enter into a Kubota lease agreement with a potential customer and if so on what terms and conditions.

A credit score can also affect an individual’s insurance, bit on that house business, farm etc.

3 CREDIT SCORES

The reason that someone can have three credit scores is simply that there are three major credit bureaus that Kubota Credit or any other lender might approach in order to acquire a credit report.

These bureaus are old and well-established and use the majority of the reports for all the major financial institutions.

This means that when you approach any lender, they will in turn approach one of these three bureaus who will use the information provided to them plus other information about you that is publicly available and to which they have access to produce a credit report.

The reason that any one of the three credit scores could be slightly different is that whilst the bureaus have access to the same information, they will also each have slightly different access to different pieces of information, which they will model in a slightly different way in order to produce a credit score.

Each bureau may put a slightly different emphasis on certain aspects of your credit history, which is the main reason why there is a variant in individual’s credit scores.

 

DO I NEED A FREE EQUIFAX CREDIT REPORT ?

Equifax is one of the three leading credit bureaus who produce credit reports on individuals, that are used as a basis for creating a credit score, and as such determining the suitability of lending to an individual and on what terms and conditions.

Anyone intending to approach Kubota Credit or any other lender would do well to obtain a copy of their credit report and check it for accuracy.

Depending upon where you live, you should be entitled by law to  at least one free copy of your Equifax credit report per year.

Your credit report will contain a significant amount of personal information that you have disclosed on an application form for credit, including items such as your date of birth, your Social Security number or social insurance number, drivers licence and passport.

The credit report will also contain information pertaining to any public records of things such as bankruptcy, your banking and checking details and any loans or mortgages or lines of credit that have been or are currently operative.

The value of obtaining a credit report is that it allows you to check that the information that is being used is accurate and up-to-date.

FREE EQUIFAX CREDIT REPORT

One of the most important reasons to check this is because not only is it important to make sure that the information that is held is accurate.

Again depending upon where you live, certain items that may adversely affect your credit report such as a bankruptcy or normally only able to be used in such a report for a certain period of years.

This means that after that time period this item must be removed from the credit report and cannot be used as a basis for your credit score.

Many companies who offer credit lending and use Equifax as a credit bureau, although there are others.

It is often advisable to get your free credit report from the other credit bureaus as well as they may hold different information, or be used different loan applications.

WHAT IS THE LOWEST CREDIT SCORE

Understanding how credit scores work is a fairly crucial element of being able to obtain credit, either from Kubota Credit or some other lender such as a bank or credit union.

Any financial institution offering to lend money will properly use and the three main credit bureaus to produce a credit report on  you, which will then be used as a basis for creating a credit score.

This credit score is essentially a number, that is pitched on a sliding scale between two of the numbers, used as a basis for being able to show you where your credit sits in relation to both the high and low points of the score.

As an example, if you had a credit score of 350 on a sliding scale to 0 and 700, your credit score would be deemed average.

In reality the sizing scales are slightly different, but the principle is the same. What is important is to understand where your credits Sits in relation to what the credit bureau consider a high or low rating, and what the reasons for it.

LOWEST CREDIT SCORE

This is why it is important to look at your credit score in relation to your credit report, and also the credit bureau who produced it and the racing fact they apply.

There are three different credit bureaus, all of which will use slightly different methods to analyse their credit report, and possibly slightly different information as well.

If you feel your credit score is low and as such you are receiving adverse offers on credit applications you are making, then it is worth analysing the various factors that make up your credit report, and see which ones could be giving you what is in effect a low credit score.

When thinking in terms of high and low credit scores is not specifically about the number, but when the number sits in the context of what is deemed an excellent credit rating and what is deemed a bad credit rating. This should be taken from the credit bureau itself and understood with the reasons attached to it.

WHAT IS CONSIDERED A GOOD CREDIT SCORE

Understanding what is a good credit score as opposed to a poor bad credit score is important but understanding the numerical system is used to produce a credit score, but also to understand the basis of the credit report that underpins the basis of the whole system.

Anyone approaching Kubota Credit or any bank or lending institution will fill out an application form on the basis of applying for a loan or credit.

This application form will contain a significant amount of personal information, about the individual themselves, possibly  their families and possibly their work colleagues as well if it is a business  loan application.

Whilst the business of applying for Kubota credit is essentially the same as applying for any type of credit application or loan, given the nature of Kubota tractors and the agricultural industry they are used in, the Nation is likely to be considered in the context of a business loan.

This means that while a number of questions and information required be the same as that for a personal loan, there will be additional information required both about the business itself, and any partners or staff who work for the business as well.

WHAT IS CONSIDERED A GOOD CREDIT SCORE

The credit score system is designed to try and give the lender died as to the individual’s suitability in terms of being able to lend the money, and the ability to pay back.

Some of this will be based on the part credit history, and some will be based on the information concerning the individual and their personal/business life as well.

Things such as a criminal record, or a past bankruptcy can weigh heavily, even if these are rated to someone who works in the business as opposed to the applicant themselves.

A business loan application is inevitably slightly more completed than a personal loan application, because it covers a wider spectrum of people who may be applicable to the production of a credit score.